Cards With 0 Apr
Cards With 0 Apr. Put one of these cards on this list in your wallet, and you may be able to pay for a large purchase over several months, without any finance charges. Zero interest credit cards let cardholders skip paying an annual percentage rate on purchases, balance transfers or both for a set period of time.
To find out the specifics of the card you are considering, check. That could mean big savings on interest if you plan to carry a balance during the introductory period, or transfer a balance from another card. A purchase APR, or annual percentage rate, is the interest rate applied to your purchases if you carry a balance on your credit card.
But it's essential to repay the balance on the card before the promotional interest rate expires, or you may wipe out any gains you've made.
Purchase Rate: % Intro APR for months.
You may benefit from a zero percent card if you're planning to make a big purchase, or if you want to carry a balance for some period of time. As an added bonus, none of these cards charge. While most balance transfer credit cards Total Balance + Balance Transfer Fees / Number of Months for Intro APR = Monthly Payment Needed.
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